Safeguarding E-Money & Payment Flows for Institutions
Zotapay ensures all e-money issued to institutional clients, and related payment flows, are fully safeguarded under FCA regulatory requirements.
E-Money Safeguarding Framework
E-money issued to financial institutions is safeguarded in dedicated segregated accounts, ensuring liquidity is protected and available under all operating conditions.
FCA-Compliant Safe guarding Controls
We follow the FCA’s Approach Document for safeguarding e-money institutions, offering full transparency and protection for funds associated with e-money issuance and payment services.
Daily fund reconciliations
Segregated accounts with UK & OECD banks
Incident management and escalation framework
Annual independent safeguarding audits
Operational Resilience &
Client Transparency
Our safeguarding practices are embedded in our wider operational resilience framework, ensuring uninterrupted access to e-money and safeguarded funds.